Heartland Insurance Services

Janitorial

When employees travel to locations, hold keys to buildings, and work late at night, they’re exposed to unique risks. Working alongside valuable items and using potentially hazardous cleaning solutions adds to the complexity. Imagine an accidental mishap where a priceless vase is knocked over during cleaning or money mysteriously disappears from a petty cash box. These scenarios highlight the need for comprehensive coverage to address unexpected incidents. Be prepared for the unforeseen with insurance that safeguards against potential losses arising from such situations.

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At Heartland we understand the potential for lawsuits arising from various scenarios, even if allegations are baseless. In today’s legal landscape, any lawsuit, justified or not, can strain finances and jeopardize a company. Recognizing the financial implications, insurance coverage becomes a crucial safeguard for janitorial companies. It provides a necessary layer of protection, ensuring they can navigate legal challenges without risking their financial stability
Janitorial insurance is indispensable for your business. While general liability insurance is crucial, it may not fully address the unique risks of janitorial services. Operating without janitorial liability insurance and Errors & Omissions (E&O) is akin to a brain surgeon without malpractice insurance. General liability and E&O insurance complement each other, offering comprehensive coverage. Your janitorial service can greatly benefit from both, ensuring thorough protection against a range of potential risks and liabilities

Consulting with an experienced Heartland insurance agent is a wise step to safeguard your business. Our insurance professionals cannot only guide you on obtaining the right protection but also review existing and new contracts. This proactive approach helps identify potential pitfalls that might lead to lawsuits, ensuring that your business is well-prepared and protected against unforeseen risks.